90 million consumers are short on cash and credit.
With lease-to-own, your customers with less than perfect credit history can qualify and receive a spending limit up to $2,500 to start shopping instantly.
FlexShopper pays the retail price to you up front while customers make easy weekly payments and own in 12 months or less.
"We're able to feature a selection of laptops, tablets, desktops, monitors, and accessories on FlexShopper's site. By promoting our products through FlexShopper's deals of the day, homepage hero images, on social media, and through email marketing, we're able to reach more customers and increase our marketplace sales."
Matt Snyder Marketplace Manager, Lenovo
Interested in expanding your customer base and saving sales? Fill out our contact form and a dedicated retail partner specialist will get in touch to see how FlexShopper can benefit you.
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1. On this site, we use the terms "lease," "lease agreement," "rental-purchase agreement" and "agreement" the same. (We usually use the term "Lease.") Under your Lease, you can: (a) make 52 weekly payments or exercise an Early Purchase Option to acquire Ownership of the rented goods or (b) rent the goods for at least the initial term and then end the lease when you want by making all required payments and returning the goods. In NC, the final payment required to purchase the rented goods will be an amount greater than 10% of the Cash Price.
2. Good credit is not necessary but not everyone with bad credit is approved. Our goal is to help consumers with bad credit get goods they want through a Lease.
3. You will own the item(s) and not have to pay any additional amount if you pay the full Cash Price (the Cash Price is the price we charge for a cash sale of the item (or $50 more than the price the merchant you select charges) plus sales taxes and may be higher than the price you would pay if you were to purchase the item(s) directly; if you rent multiple items at the same time, we reduce the Cash Price (and increase the Cost of Rental) by $50 for the second and each subsequent item you rent, which makes it less expensive to purchase the items before the end of the term of the Lease). After 90 days, you also have an Early Purchase Option that allows you to own your item(s) for less. Simply refer to the table in your Lease to look up the Early Purchase Option amount after each payment date.
4. An initial security deposit and/or payment may be required.