What is Lease-to-Own1?

90 million consumers are short on cash and credit.

With lease-to-own, your customers with less than perfect credit history can qualify and receive a spending limit up to $2,500 to start shopping instantly.

FlexShopper pays the retail price to you up front while customers make easy weekly payments and own in 12 months or less.


A Solution for Every Channel

Save and increase sales wherever your customers are shopping


In Your Store

  • Easy zero-integration with our standalone apps.
  • Integrate lease-to-own into your finance cascade for customers who get declined for your credit card.

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On Your Website

  • Add the FlexShopper lease-to-own payment method to your checkout.
  • Advertise easy weekly payments on your product pages, cart and checkout to attract customers.

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  • Join the largest lease-to-own marketplace by adding your product feed.
  • Get additional exposure with customized campaigns and other promotions for your products.

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What You Get


Incremental Sales

  • Increase traffic, average order value, conversions, along with new and repeat customers
  • Increase order rates by highlighting flexible payment options

No Risk or Fees

  • FlexShopper pays 100% of the retail price up front
  • You get paid at checkout without processing fees, unlike credit card companies and PayPal

Speed & Automation

  • Customers get their decision in seconds and their spending limit of up to $2,500 is available instantly
  • We can easily integrate FlexShopper directly on your site

We Partner with Industry Leaders

"We're able to feature a selection of laptops, tablets, desktops, monitors, and accessories on FlexShopper's site. By promoting our products through FlexShopper's deals of the day, homepage hero images, on social media, and through email marketing, we're able to reach more customers and increase our marketplace sales."

Matt Snyder Marketplace Manager, Lenovo


Save and Increase Sales. Let us Tell You How.

Interested in expanding your customer base and saving sales? Fill out our contact form and a dedicated retail partner specialist will get in touch to see how FlexShopper can benefit you.

Save and Increase Sales. Let us Tell You How.